Who Is Eligible for 2-Room Flexi in Singapore? All You Need to Know

As one of the most expensive cities to live in, Singapore provides its citizens with a range of affordable housing options. One of these options is the 2-room Flexi flat. This type of housing caters to different family sizes, budgets and needs. It is an excellent choice for individuals or small families looking for an affordable housing option without compromising on quality.

However, not everyone is eligible to apply for a 2-room Flexi flat in Singapore. The eligibility criteria are determined by the Housing & Development Board (HDB) and are based on several factors such as age, citizenship, income and family nucleus. In this article, we will take a closer look at these eligibility criteria and help you determine if you qualify for this housing option.

Who Is Eligible for 2-Room Flexi in Singapore?

To be eligible for a 2-room Flexi flat in Singapore, you must meet the following criteria:

Age Requirement

Applicants must be at least 55 years old or older at the time of application. This requirement applies to both singles and couples. However, if you are applying under the Joint Singles Scheme, each applicant must be at least 35 years old.

Citizenship Requirement

To apply for a 2-room Flexi flat, you must be a Singapore Citizen or a Singapore Permanent Resident (PR). Non-citizens are not eligible to apply for this housing option.

Income Requirement

Your income plays a significant role in determining your eligibility for a 2-room Flexi flat. Your monthly household income should not exceed $14,000 to be eligible for this housing option. This income ceiling is determined by the HDB and is subject to change.

Family Nucleus

You must belong to a specific family nucleus to be eligible for a 2-room Flexi flat. The family nucleus can be one of the following:

  • Public Scheme: A married couple, including elderly or widowed parents, with children (if any).
  • Fiancé/Fiancée Scheme: An engaged couple who are waiting to get married.
  • Orphan Scheme: Unmarried or widowed siblings, with or without parents.
  • Joint Singles Scheme: Two to four unmarried individuals who are at least 35 years old each.

Other Eligibility Criteria

Apart from the above eligibility criteria, there are a few other factors that you should consider before applying for a 2-room Flexi flat in Singapore. These factors include:

  • You must not own or have disposed of any private property in the past 30 months before your application.
  • You must not have owned or currently own any HDB flat, DBSS flat or EC before.
  • You must not have received any CPF Housing Grant for the purchase of an HDB resale flat.
  • You must not have taken more than two housing loans from HDB.

FAQs

Q. Can singles apply for a 2-room Flexi flat in Singapore? A. Yes, both singles and couples can apply for a 2-room Flexi flat in Singapore.

Q. Can non-citizens apply

A. No, only Singapore Citizens or Singapore Permanent Residents (PR) are eligible to apply for a 2-room Flexi flat.

Q. Can I apply for a 2-room Flexi flat if I have previously owned an HDB flat? A. No, you are not eligible to apply for a 2-room Flexi flat if you have owned or currently own an HDB flat, DBSS flat, or EC.

Q. Is there an income ceiling for 2-room Flexi flats? A. Yes, the income ceiling for 2-room Flexi flats is $14,000 per month.

Q. Can I apply for a 2-room Flexi flat if I am currently on a housing loan from HDB? A. No, you are not eligible to apply for a 2-room Flexi flat if you have taken more than two housing loans from HDB.

Conclusion

A 2-room Flexi flat is an affordable housing option for individuals or small families in Singapore. However, not everyone is eligible to apply for this type of housing. To be eligible, you must meet specific requirements such as age, citizenship, income, and family nucleus. It’s crucial to understand these eligibility criteria before applying to ensure that you meet the requirements. If you do meet the eligibility criteria, a 2-room Flexi flat can be an excellent choice for your housing needs.

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